FAQ
Frequently asked questions
Is 123.Cash free to use?
Yes — every calculator, guide and the Cash Plan are free.
Are you a lender or bank?
No. We're an independent publisher. We never make credit decisions or hold funds.
Does getting a Cash Plan affect my credit score?
No. We don't run credit checks. A lender you choose to apply with later may.
Do the calculators store my data?
No. They run entirely in your browser.
How do contests work?
Free, skill-judged monthly contests. See official rules.
Where do donations go?
Operations, marketing, hiring talent and prizes — see the breakdown on the Support page.
Is this site related to other "123 Cash" businesses?
No. See our Trademark & Copyright notice.